Health Plans that fit you

Giving you more, by tailoring plans that fit you and those you love

Our Needs Based Analysis

No one person is the same. Your health plan doesn't need to be either. By shopping plans that fit your needs, we get you coverage for what you need, and save you money from the things you don't.

Maximum Savings, Maximum Benefits

There are a few factors that determine the price of a plan. No matter the plan, your rate will be determined on a few factors. Preexisting conditions however aren't one of them. Here's what matters:

  • Your age
  • The number of people covered under the policy
  • Your zip code
  • The type of policy

Rates are set by the Department of Insurance. There are no discounts on the plans themselves.

Taking care of you when you need it most

You can't change the price of the plan, but you can change the price of your brokerage. Every brokerage has its' own pricing. You matter to us, and you won't just get a plan. Our clients are the reason why we're here, and we are with you throughout the life of your plan to answer questions and administer it.

What Type of plan is best for me?

HMO? PPO? HSA? These are all acronyms for different plans. Each of them fit people with different health needs.

  • HMO: HMO stands for Health Maintenance Organization. Great for people with frequent visits to doctors. However, the networks can be smaller and restrictive. Great for families.
  • PPO: Preferred Provider Organization. Great for access to specialists and larger networks. Some coverage for doctors outside of the network. Great for people who want coverage for specialists, and for people who want access to larger coverage networks.
  • HSA: Health Savings Account. Great for younger, healthier people. HSA’s allow you to save on monthly premiums while saving and sometimes investing your money for future health expenses.

Rates are set by the Department of Insurance. There are no discounts on the plans themselves.

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Start with your zip code to compare health insurance

945+ Reviews

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Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

Maria Marlin Retired Govt Officer, ON, Canada
Client Logo

Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

Maria Marlin Retired Govt Officer, ON, Canada